It’s a new time for structured settlements
Led by smart people with unmatched expertise
Powered by tech that clarifies best strategies for cases of all sizes
Seamlessly combined to empower your best decisions
Structured for your success

Why structures? Why the Chronovo revolution in structures?

Structures enable insurers to maximize a tax-free, life-long financial path forward for injured individuals. Chronovo leverages innovative technology and incomparable personnel to make structures intuitive, graphical and accessible for everyone. The “new time” in structured settlements has become its primetime standard.

Plaintiffs & Claimants  /  Claimant’s Counsel  /  Claims Professionals  /  Defense Counsel  /  Carrier Home Office

Three Practice Groups. One Mission. + The First 3-in-1 Medical Savings Card

Complex Claims Group

Maximize value on every claim. Our brokers-without-borders approach provides comprehensive strategies for your most complex negotiations.

Chronovo Consulting Group

Trust a team with unparalleled subject matter command to drive new strategies on everything from a single claim to the transformation of an organization.

Chronovo Connect

Ready to resolve your pressing challenges? Our diverse talent and innovative technology are accessible and responsive to your needs. We’re always on call.


One card opens a three-dimensional world of savings for prescriptions, medical equipment and surgical procedures. Welcome to Smart savings3.

“We have developed a very successful partnership with Chronovo, which has allowed us to settle several complex, high value claims.”
“Chronovo’s on-the-fly quoting technology is compelling and critical at mediation.”
“The cost savings are wonderful and the ability to quickly and easily access the system to obtain multiple quotes makes decision-making much easier. Chronovo is  always ready to assist in finding ways to get settlements finalized and files closed.”
“The Chronovo team has generously invested hours of training and guidance to a generation of adjusters with limited knowledge of annuity settlements… They are extraordinary business partners, offering creativity, responsiveness and support for our enterprise at every turn.”
“Chronovo provides an entirely engaging structured settlement experience—from their comprehensive reporting to their compelling quotes to their responsive brokers. Our collaboration is steadily increasing, as is our structured success rates. Thanks for making a complex financial vehicle easy for the average person to understand.”
“Chronovo served as a tremendous asset during the administration of a complex case in Haiti involving more than 160 plaintiffs. Chronovo is filled with problem-solving, straight-shooting folks who understand the dynamics of litigation. Their ’we’ll go anywhere for our clients’ motto was put to the test and their assistance with all aspects of the case was invaluable. From strategic planning, interviews with each plaintiff to customize options, document prep, coordination with banks and funding, to post-settlement services, they have been a valued partner in a long and complex journey.”
“Together, ESIS and Chronovo have created a revolutionary approach to resolving more claims, tracking the value provided through rigorous performance metrics, and saving our clients money in the process.”
“Quadrupling ESIS settlements with structures in only two years is impressive. As we approach creating $60m in savings and benefits for our clients and the injured individual, we are actively expanding the scope of our Initiative with Chronovo.”
“We have been using Chronovo on large, medium and smaller cases, saving huge amounts of money and protecting the interests of our clients and carriers. [It’s] a whole new concept of structures and it enables our claim representatives to assist with negotiations and help in establishing reserves for all sized settlement opportunities.”
“Chronovo is a welcomed partner to the evaluation process. Their innovative approach complements our staff and achieves better claim outcomes on behalf of our company and insureds….”

Our life company partners